You’ll be financially prepared with Cancer or Critical Illness Insurance.

A cancer or critical illness diagnosis is an unplanned, life altering event with unexpected expenses and out of pocket costs. So, why not be financially prepared?

With cancer or critical illness insurance, you or your designee will receive a lump-sum cash payment to help ease your financial burden and allow you to focus on your treatment and recovery.

Why supplemental insurance is a smart choice?

A cancer or critical illness insurance policy is an affordable, supplemental policy that won’t affect your current health insurance plan. A cancer or critical illness policy can even stand alone as an independent insurance product.

There are several advantages cancer or critical illness insurance offers:

  • Lump-Sum Cash payment: You or your designee will receive a lump sum benefit payment if you are diagnosed with a covered condition – and the money can be used for whatever you need most.

  • Choice of Benefit Amount: Choose from coverage amounts ranging up to $100,000.

  • Affordable and Risk-Free: Payments are affordable – for some policies and age groups, it may be as little as $20 a month. Plus, all states provide a “Free Look” period  which means you can simply return your policy within 10 to 30 days (varies by carrier) for a full refund if you’re not happy.

  • Easy, Online Application: Quote, Compare, and Apply Online. You can complete the online application with a digital signature. And, you don’t even need a medical exam.

How do policies work?

You’ll receive a lump-sum cash payment to use however you want if you or a covered member are diagnosed with covered condition. It’s entirely up to you how to spend the money.

You could use this extra financial cushion to help with:

  • mortgage/rent payments

  • medical bills (assist with co-payments and deductibles)

  • Personal living expenses while you recover

  • Travel and Lodging expenses

  • Non-covered experimental treatment

  • Loss of your or spouse’s income

Again, cancer and critical illness insurance gives you a one-time lump-sum payment you can spend however you like. Standard health insurance has very specific regulations on what it will pay for – there are no restriction on how you spend your cancer insurance benefit money.

What if I already have health insurance?

Don’t worry – your cancer insurance policy won’t be affected! Cancer insurance is supplemental, meaning it “supplements” your existing medical insurance by providing extra funds, no strings attached. Even better – if you don’t have health insurance, you can still take out a cancer or critical illness insurance policy for protective coverage. No matter what your current insurance situation is, cancer or critical insurance is a simple way to stay safe.

How do I get cancer insurance?

We will make it easy to find the right insurance carrier and the perfect policy. Just fill out the form below and we will find custom matches for your area, age and budget. Then compare up to 10 insurance carriers side-by-side and find the individual policy that works best for you.


Please fill out the following form and a representative from Pro Health USA will contact you. Please indicate the type insurance you are interested in reviewing in the message box. 


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